Charlotte, NC, United States of America

Matthew D Murphy

This inventor holds 31 USPTO granted patents and 29 published patent applications, primarily in Resource Distribution Systems. Top assignees: Bank of America Corporation, Other. Active years: 1997-2024.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Matthew D Murphy. Retrieved from https://idiyas.com/inventor/matthew-d-murphy

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 31 

% Patents Active = 100.0

Average Co-Inventor Count = 2.9

ph-index = 5

Forward Citations = 74(Granted Patents)


Location History:

  • Niagara Falls, NY (US) (1997)
  • Charlotte, NC (US) (2015 - 2024)

Company Filing History:


Years Active: 1997-2024

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Areas of Expertise:
Resource Distribution
POS Integration
Custom Rewards
Data Transfer
Authentication
Transaction Management
Merchant-Based Rewards
Dynamic Resources
Backend Resource Management
Geography-Based Recovery
Surcharge Auditing
Embedded Tags
31 patents (USPTO):Explore Patents

Matthew D Murphy: A Prolific Inventor from Charlotte, NC

Matthew D Murphy is a renowned inventor based in Charlotte, NC, with 29 patents to his name. His recent inventions have garnered attention from various industries across the globe. One of his latest patents is the Linking an Advantage Communication System to a Pre-existing Product. This invention provides a POS system architecture that includes a virtual display, transmitter and a POS receiver. It also includes a transaction processing network that enables payment authorization requests to be received and displayed on the virtual screen. It allows for merchant-funded rewards program networks to be applied to payment authorization requests, making transactions quicker and easier.

Murphy's resource distribution hub generation on a mobile device is another key invention that aims to revolutionize electronic resource distribution. It provides a mobile device application that interfaces with an embedded Near-Field Communication (NFC) tag in a resource distribution instrument that stores instructions for processing resource distribution authorization information. This invention eliminates the need for conventional authorization methods like credentials, aliases and pin codes, making the process more efficient and cost-effective.

Matthew D Murphy is a member of the creative team at Bank of America Corporation, where he has worked alongside colleagues like Tony England and Steven Michael Twombly. His reputation as an innovator precedes him, and he has become a trusted authority in the world of electronic communications and resource distribution.

In conclusion, Matthew D Murphy has established himself as a prolific inventor through his various patents that have revolutionized the way electronic transactions are processed. His work at Bank of America Corporation has also been influential in propelling the company to new heights. One can only anticipate more groundbreaking ideas from him in the future.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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