The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 07, 2021
Filed:
Apr. 30, 2019
Bank of America Corporation, Charlotte, NC (US);
Patrick Thomas McConnell, Huntersville, NC (US);
William Bradley Burks, Charlotte, NC (US);
Daniel James Doherty, Huntersville, NC (US);
Justin Riley duPont, Charlotte, NC (US);
Thomas Elliott, Redwood City, CA (US);
Tony England, Tega Cay, SC (US);
Matthew Murphy, Charlotte, NC (US);
Nickolas Patrick Parker, Charlotte, NC (US);
Stephen Philip Selfridge, Huntersville, NC (US);
Steven Michael Twombly, Saco, ME (US);
James J. Williams, Lincoln University, PA (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Embodiments of the present invention provide a system for secondary authentication via contactless distribution of dynamic resources. When an event request associated with a user is received, a prompt for event information is transmitted to a computing device. Based on the event information that is received, a determination is made that the event request requires a secondary authentication in the form of a near field communication ('NFC') interaction between an NFC chip associated with the user and a secondary authentication device. The NFC chip associated with the user may additionally be associated with a dynamic resource value element. Once the NFC interaction is detected, a dynamic resource value is extracted and compared to an expected dynamic resource value. If the values match, then the user is authenticated for the requested event at the secondary authentication level.