The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 25, 2022
Filed:
Apr. 30, 2019
Bank of America Corporation, Charlotte, NC (US);
Patrick Thomas McConnell, Huntersville, NC (US);
William Bradley Burks, Charlotte, NC (US);
Daniel James Doherty, Huntersville, NC (US);
Justin Riley duPont, Charlotte, NC (US);
Thomas Elliott, Redwood City, CA (US);
Tony England, Tega Cay, SC (US);
Matthew Murphy, Charlotte, NC (US);
Nickolas Patrick Parker, Charlotte, NC (US);
Stephen Philip Selfridge, Huntersville, NC (US);
Steven Michael Twombly, Saco, ME (US);
James J. Williams, Lincoln University, PA (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Embodiments of the present invention provide systems, apparatus, methods and/or the like for generating a resource distribution hub using for fully electronic resource distribution by using mobile device application designed to interface with an embedded Near-Field Communication (NFC) tag in a resource distribution instrument that stores instructions for processing the resource distribution authorization information. The holder (i.e., resource provider) of the resource distribution instrument can use the resource distribution instrument to communicate to a mobile communication device having an NFC reader to read the instructions and process a resource distribution according to the parameters of the mobile device application. As such, the holder (i.e., resource provider) of the resource distribution request can process the resource distribution without having to issue a credentials, aliases, pin codes, and the like conventionally used to authorizes the distribution of resources to the resource requester.