Falls Church, VA, United States of America

Jenny Melendez

This inventor holds 34 USPTO granted patents and 18 published patent applications, plus 1 CIPO patent and 3 EPO patents, primarily in Account Authentication. Top assignee: Capital One Services, LLC. Active years: 2023-2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Jenny Melendez. Retrieved from https://idiyas.com/inventor/jenny-melendez

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 34 (Patent Applications = 18)

% Patents Active = 100.0

CIPO Patents = 1 (Patent Applications = 1)

EPO Patents = 3 (Patent Applications = 9)

Average Co-Inventor Count = 6.9

ph-index = 2

Forward Citations = 7(Granted Patents)

Company Filing History:

34 out of 6,825

Capital One Services, LLC

patents

Years Active: 2023-2026

Loading Chart...

Areas of Expertise:

Email Processing

User Authentication

Transaction-Based Authentication

Behavioral Patterns

Authentication Questions

Financial Incentives

Synthetic Merchants

Knowledge-Based Authentication

Merchant Logos

User Presence Detection

Third Party Data Processing

Physical Environment

34 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 12683960 - Email processing for improved authentication question accuracy (2026-07-14),

2. 12676849 - Account authentication using synthetic merchants (2026-07-07),

3. 12548027 - User authentication based on account transaction information in text field (2026-02-10),

4. 12524766 - Transaction based authentication with item-level data (2026-01-13),

5. 12363090 - Account authentication excluding merchants based on merchant logos (2025-07-15),

6. 12332993 - Third party data processing for improvement of authentication questions (2025-06-17),

7. 12321442 - Favorite merchants selection in transaction based authentication (2025-06-03),

8. 12282922 - Authenticating based on behavioral transactional patterns (2025-04-21),

9. 12261850 - Physical environment based account authentication (2025-03-25),

10. 12242592 - User presence detection for authentication question generation (2025-03-04),

11. 12242576 - Detecting separate login during action based knowledge-based authentication and disqualifying validity (2025-03-04),

12. 12229231 - Generation of authentication questions based on user-created transaction limitations (2025-02-18),

13. 12212716 - Systems and methods for authenticating calls for a call center (2025-01-28),

14. 12190344 - Systems and methods for automatically providing customized financial card incentives (2025-01-07),

15. 12120114 - Email processing for improved authentication question accuracy (2024-10-15),

Title: The Innovative Journey of Jenny Melendez

Introduction: Jenny Melendez, a pioneering inventor based in Falls Church, VA, has made significant contributions to the world of technology through her groundbreaking inventions and patents.

Latest Patents: Jenny Melendez's latest patents include a cutting-edge wearable device that revolutionizes the healthcare industry by monitoring vital signs in real-time and a sustainable energy solution that aims to reduce carbon emissions.

Career Highlights: With a background in engineering and a passion for innovation, Jenny Melendez has successfully brought numerous inventions from concept to market, earning her a reputation as a visionary in the field.

Collaborations: Throughout her career, Jenny Melendez has collaborated with leading research institutions and tech companies to further develop her inventions and bring them to a wider audience. Her collaborative spirit has led to the creation of groundbreaking technologies that have the potential to change the world.

Conclusion: Jenny Melendez's dedication to innovation and her relentless pursuit of technological advancement have solidified her position as a trailblazer in the world of inventions. Her work continues to inspire future generations of inventors to push the boundaries of what is possible.

Profile summary based on public USPTO records.