The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 04, 2025
Filed:
Mar. 13, 2024
Capital One Services, Llc, McLean, VA (US);
Samuel Rapowitz, Roswell, GA (US);
Tyler Maiman, Melville, NY (US);
Joshua Edwards, Philadelphia, PA (US);
Viraj Chaudhary, Katy, TX (US);
Daniel Miller, Brooklyn, NY (US);
David Septimus, New York, NY (US);
Jenny Melendez, Falls Church, VA (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Methods, systems, and apparatuses are described herein for improving computer authentication processes by generating authentication questions based on the location of a user. Transaction data indicating a plurality of transactions associated with a user account may be received. Location data indicating a plurality of locations of a user device might be received. At least a subset of the plurality of transactions may be tagged, based on the location data, with an indication that a user was present for a respective transaction. For example, a location of a merchant might be compared to a user device location indicated by the location data. A plurality of authentication questions might be generated based on the subset of the plurality of transactions. Access to the user account might be provided based on responses to the plurality of authentication questions.