This inventor holds 4 USPTO granted patents and 3 published patent applications. Top assignees: Bread Financial Payments, Inc., Comenity LLC. Active years: 2022-2025.
Company Filing History:
Years Active: 2022-2025
Title: Celeste Rechner: Innovator in Electronic Credit Solutions
Introduction
Celeste Rechner is a prominent inventor based in Upper Arlington, OH, known for her contributions to electronic credit applications. With a total of four patents to her name, she has made significant strides in the financial technology sector. Her innovative solutions aim to enhance the efficiency and security of credit transactions.
Latest Patents
One of Celeste's latest patents is titled "Determining Attribution for an Electronic Credit Application." This system is designed to receive an electronic credit application for a new credit account, which includes customer identification information. It also gathers application location information from an electronic device, ensuring that the data is accurate and reliable. The system determines attribution based on the received information, thereby improving the credit application process.
Another notable patent is the "Limited Use Temporary Credit Account." This method involves displaying a temporary credit account on a mobile device, which is linked to a newly approved non-integrated credit account. The temporary account includes essential details such as a temporary account number, expiration date, and security code. Additionally, it incorporates a time constraint that limits the duration the temporary credit account is available for use, enhancing security for users.
Career Highlights
Celeste has worked with several notable companies, including Bread Financial Payments, Inc. and Comenity LLC. Her experience in these organizations has allowed her to develop and refine her innovative ideas in the realm of electronic credit solutions.
Collaborations
Throughout her career, Celeste has collaborated with talented individuals such as Timothy D. Pontious and Uchenna Chilaka. These partnerships have contributed to her success and the advancement of her inventions.
Conclusion
Celeste Rechner is a trailblazer in the field of electronic credit solutions, with a focus on enhancing the user experience and security in financial transactions. Her innovative patents reflect her commitment to improving the credit application process.