The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 25, 2025
Filed:
Sep. 23, 2019
Comenity Llc, Columbus, OH (US);
Jess Lawrence, Lewis Center, OH (US);
Timothy D. Pontious, Gahanna, OH (US);
Christina Mosholder, Powell, OH (US);
Christian Billman, Gahanna, OH (US);
Uchenna Chilaka, Blacklick, OH (US);
Celeste Rechner, Upper Arlington, OH (US);
Timothy Jones, Westerville, OH (US);
BREAD FINANCIAL PAYMENTS, INC., Columbus, OH (US);
Abstract
A system for determining attribution for an electronic credit application is disclosed. The system receives, via an Internet connection, an electronic credit application for a new credit account, the application includes customer identification information provided by the customer. The system also receives application location information related to the electronic credit application for the new credit account, the application location information obtained from an electronic device, which is not provided by the customer and replaces any application location information provided by the customer. The system additionally receives associate identification information related to the electronic credit application for the new credit account, and associate identification information obtained from sources other than the customer's keyed input. The system determines at least one attribution based on the received information.