Frisco, TX, United States of America

Ashley Nicole Munoz

This inventor holds 4 USPTO granted patents. Top assignee: United Services Automobile Association (Usaa). Active years: 2019-2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Ashley Nicole Munoz. Retrieved from https://idiyas.com/inventor/ashley-nicole-munoz

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile


% Patents Active = 75.0

Average Co-Inventor Count = 6.0

ph-index = 2

Forward Citations = 8(Granted Patents)


Company Filing History:


Years Active: 2019-2026

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4 patents (USPTO):Explore Patents

Title: The Innovative Mind of Ashley Nicole Munoz

Introduction

Ashley Nicole Munoz, an accomplished inventor hailing from Frisco, Texas, is known for her dedication to creating solutions that enhance security in financial transactions. With a total of three patents to her name, Munoz stands out as a prominent figure in the engineering and technology sectors.

Latest Patents

Among her notable inventions is the groundbreaking self-service payment card security system. This innovative system includes a payment card provider account system that is communicatively coupled to a payment card transaction device and a mobile device. The payment card transaction device efficiently sends an indication that a payment card is being used for a transaction. The account system comprises processors that receive this indication from the transaction device and send notifications regarding the transaction in real time. Furthermore, the processors enable the authorization of the transaction through the mobile device, effectively preventing or reducing the occurrence of suspicious transactions during the process.

Career Highlights

Ashley serves as an inventor at the United Services Automobile Association (USAA), where her expertise in developing advanced security solutions has significantly contributed to the company’s mission to serve its members. Her dedication to innovation in payment security highlights her integral role in enhancing consumer protection in the financial sphere.

Collaborations

Throughout her career, Munoz has collaborated with talented professionals such as Nathan Scott Harman and Matthew David LaBrenz. These partnerships illustrate the importance of teamwork in the inventive process, showcasing how diverse skill sets can lead to the development of groundbreaking technologies.

Conclusion

Ashley Nicole Munoz is a pioneering inventor whose work in payment security reflects her commitment to innovation and consumer safety. With her continued contributions to technology, she sets a remarkable example for aspiring inventors and underscores the vital role of intelligent design in today's financial ecosystem.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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