The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 09, 2024

Filed:

Jul. 02, 2021
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Nathan Scott Harman, Aubrey, TX (US);

Ashley Nicole Munoz, Frisco, TX (US);

Matthew David LaBrenz, Lewisville, TX (US);

Mark Jeffrey Wallace, Little Elm, TX (US);

Bryan Leonard Bain, San Antonio, TX (US);

William Daniel Farmer, Carrollton, TX (US);

James Edward Finley, Jr., McKinney, TX (US);

Arthur Vajirasarn, Plano, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/34 (2013.01);
Abstract

A payment card security system includes a payment card provider account system communicatively coupled to a payment card transaction device and a mobile device. The payment card transaction device sends an indication that a payment card is being used to perform a transaction. The payment card provider account system includes processors that receive the indication that the payment card is being used to perform the transaction from the payment card transaction device. The processors also send a notification indicating that the payment card is being used to perform the transaction. The processors further enable authorization of the transaction via the mobile device. In this manner, the payment card security system may prevent or reduce the occurrence of suspicious transactions as they are occurring, rather than waiting until after they have occurred.


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