Company Filing History:
Years Active: 2025
Title: Innovations by Ajay Kumar Gowni
Introduction
Ajay Kumar Gowni is a notable inventor based in Hyderabad, Telangana, India. He has made significant contributions to the field of technology, particularly in the banking sector. With a total of two patents to his name, Gowni's work focuses on enhancing the security and functionality of automated teller machines (ATMs) and transaction systems.
Latest Patents
Gowni's latest patents include a "Dynamic Custom Automated Teller Machine (ATM) Payload" and a "Skimmer and Shimmer Identification and Prevention System." The first patent outlines systems, methods, and apparatus for implementing a dynamically customized ATM payload. This innovation allows ATMs to extract user identifiers and home regions during a session, enabling the machine to securely publish data to a distributed hash table. The ATM can then generate a custom payload tailored to the user's home region, modifying the default interface and transaction rules accordingly.
The second patent focuses on methods and systems for the dynamic multi-level detection of compromised transaction receivers. This apparatus includes a sensor communication module to monitor transactions between cards and card readers. It utilizes a terminal software module to compare sensor data with a threshold lookup table, determining whether a transaction is secure or compromised. If a violation is detected, the system can terminate the transaction and initiate a secure communication process to authenticate the transaction.
Career Highlights
Ajay Kumar Gowni is currently employed at Bank of America Corporation, where he applies his expertise in developing innovative banking solutions. His work has significantly contributed to enhancing the security and efficiency of financial transactions.
Collaborations
Gowni collaborates with talented professionals in his field, including Maneesh Kumar Sethia and Abhijit Behera. Their combined efforts contribute to the advancement of technology in banking and financial services.
Conclusion
Ajay Kumar Gowni's innovative patents and contributions to the banking sector demonstrate his commitment to improving financial technology. His work not only enhances user experience but also strengthens security measures in financial transactions.