The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 18, 2025
Filed:
Jun. 06, 2024
Bank of America Corporation, Charlotte, NC (US);
Abhijit Behera, Hyderabad Telengana, IN;
Maneesh Kumar Sethia, Hyderabad Telangana, IN;
Rajasekhar Madala, Hyderabad Telangana, IN;
Ajay Kumar Gowni, Hyderabad Telangana, IN;
Bank of America Corporation, Charlotte, NC (US);
Abstract
Methods, systems and apparatus for dynamic multi-level detection of compromised transaction receivers are provided. The apparatus may include a sensor communication module ('SCM') to monitor a transaction between a card and a card reader. The apparatus may include a terminal software module (“TSM”) configured to compare sensor data with data included in a threshold lookup table. Based on the comparison, the TSM may output a threshold status. The status may indicate a violation or confirmation. The apparatus may include a dynamic mutual cryptographic authenticator (“DMCA”). The DMCA may terminate the transaction in response to receipt of the threshold violation. The DMCA may initiate an encrypted challenge response communication module (“ECRCM”) in response to receipt of the threshold confirmation. The ECRCM may verify decryption and exchange of challenges between the card and the card reader. In response to confirming the decryption and exchange of the challenges, the transaction may be authenticated.