The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 25, 2026

Filed:

May. 22, 2024
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Saurabh Garg, Faridabad, IN;

Abhijit Behera, Hyderabad, IN;

Maneesh Kumar Sethia, Hyderabad, IN;

Madala Rajasekhar, Hyderabad, IN;

Ajay Gowni, Hyderabad, IN;

Sivashalini Sivajothi, Chennai, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G07F 19/209 (2013.01); G06Q 20/357 (2013.01); G06Q 20/407 (2013.01);
Abstract

Arrangements for providing unauthorized activity detection are provided. A computing platform may receive an indication that a transaction has been initiated at a transaction processing device. The computing platform may receive, from one or more sensors arranged on the transaction processing card, capacitance data associated with a capacitance detected when the transaction processing card is inserted into the card reader. The computing platform may execute a machine learning model using, as inputs, the capacitance data, to output any detected discrepancies between the current capacitance data and expected capacitance data. If a discrepancy is detected, the computing platform may identify that a skimming device is present at the card reader of the transaction processing device. A notification indicating that the skimming device is present may be generated and transmitted to, for instance, the transaction processing card and may cause a light emitting diode on the transaction processing card to illuminate.


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