Zhenni Hu

Title: Zhenni Hu: Innovator in Payment Technologies

Introduction

Zhenni Hu is a notable inventor based in St. Charles, MO, who has made significant contributions to the field of payment technologies. With a total of four patents to his name, Hu's work focuses on enhancing the efficiency and functionality of financial transactions.

Latest Patents

One of Hu's latest patents is titled "Methods and systems for reducing cross-border traffic over a network." This invention involves a converter computing device designed to minimize cross-border traffic by storing institution profile data and user profile data. The device generates sets of transfer data that identify recipients, their associated countries, and transfer amounts. It aggregates individual transfer amounts into a batch transfer amount for efficient processing in a single transaction.

Another significant patent is "Systems and methods for generating a shared payment via voice-activated computing devices." This innovation allows a data controller computing device to create a shared payment account linked to a primary user payment account. It facilitates transactions by applying respective portions of the transaction amount against both primary and secondary user accounts, enhancing the user experience in shared payments.

Career Highlights

Zhenni Hu is currently employed at Mastercard International Incorporated, where he continues to develop innovative solutions in the payment industry. His work has been instrumental in advancing the capabilities of financial technology, particularly in the realm of cross-border transactions and voice-activated payment systems.

Collaborations

Hu collaborates with talented professionals such as Rick Unnerstall and Brian Alfred Williams, contributing to a dynamic team focused on innovation in payment technologies.

Conclusion

Zhenni Hu's contributions to payment technologies through his patents reflect his commitment to improving financial transactions. His work at Mastercard International Incorporated positions him as a key player in the evolution of payment systems.