The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 27, 2022

Filed:

Feb. 11, 2019
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Rick Unnerstall, O'Fallon, MO (US);

Zhenni Hu, O'Fallon, MO (US);

Brian Williams, St. Peters, MO (US);

Christopher Eric Mullen, St. Peters, MO (US);

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/22 (2012.01); G06Q 20/40 (2012.01); G06F 3/16 (2006.01); G06Q 20/38 (2012.01); G06Q 20/30 (2012.01); G10L 15/22 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/227 (2013.01); G06F 3/167 (2013.01); G06Q 20/308 (2020.05); G06Q 20/385 (2013.01); G06Q 20/401 (2013.01); G10L 15/22 (2013.01); G10L 2015/223 (2013.01);
Abstract

A data controller computing device is configured to receive, from a voice-controlled (VC) computing device, a shared payment initialization request identifying a primary user payment account associated with the VC computing device. The DC computing device creates a shared payment account linked in a database to the primary user payment account. The DC computing device also receives secondary user information, and links in the database at least one secondary user payment account to the shared payment account. Additionally, the DC computing device transmits a shared payment account identifier to the VC computing device. The DC computing device receives, via a payment network, a transaction authorization request including the shared payment account identifier, a merchant identifier, and a transaction amount. The DC computing device applies respective portions of the transaction amount against each of the primary user account and the at least one secondary user payment account.


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