Xiaopeng Guo

Title: **Xiaopeng Guo: Innovator in Credit Risk Identification and Loan Fraud Detection**

Introduction

Xiaopeng Guo, a prominent inventor based in Beijing, China, has made significant contributions to the fields of credit risk management and loan fraud detection. With a total of 2 patents to his name, Guo's innovative work is paving the way for advancements in financial technology.

Latest Patents

Guo's latest inventions include two pivotal patents:

1. **Method and System for Credit Risk Identification** - This patent outlines a method and system that involves receiving a loan request from a user and obtaining their operational data prior to the loan request. By utilizing a neuronal network to perform risk identification, this system can generate a response to the loan request based on the identified risk factors.

2. **Training Method, Apparatus for Loan Fraud Detection Model and Computer Device** - This invention provides a comprehensive method for developing a loan fraud detection model. It includes acquiring identity information and bank statement details from a variety of sample users, constructing feature vectors, and training a neural network to detect potential fraud effectively.

Career Highlights

Xiaopeng Guo currently works at Trusfort Technology Co., Ltd., where he engages in cutting-edge research and development of financial risk solutions. His work emphasizes the importance of integrating technology with finance to enhance security and reliability in lending processes.

Collaborations

In his capacity at Trusfort Technology, Guo collaborates with talented individuals such as Hao Guo and Zhun Cai. Together, they contribute to advancing the technological frameworks necessary for modern financial systems.

Conclusion

Xiaopeng Guo's contributions to the landscape of credit risk identification and fraud detection reflect a deep understanding of both technology and finance. His innovative patents are essential tools for improving the efficacy of credit assessments and fraud prevention in the financial sector. As technology continues to evolve, inventors like Guo play a crucial role in shaping the future of financial services.