The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 25, 2020
Filed:
Apr. 03, 2019
Beijing Trusfort Technology Co., Ltd., Haidian, Beijing, CN;
Hao Guo, Beijing, CN;
Shanping Sun, Beijing, CN;
Yumeng Chen, Beijing, CN;
Zhun Cai, Beijing, CN;
Yue Sun, Beijing, CN;
Xiaopeng Guo, Beijing, CN;
BEIJING TRUSFORT TECHNOLOGY CO., LTD., Beijing, CN;
Abstract
Training method and apparatus for loan fraud detection model and a computer device are provided, wherein the training method for loan fraud detection model includes: acquiring identity information and user's bank statement information of a plurality of sample users, and fraud label information corresponding to each user; constructing an identity feature vector and a behavior pattern vector according to the identity information; constructing a statement feature vector according to the behavior pattern vector, a second vector transformation matrix and the user's bank statement information; generating a target feature vector according to the behavior pattern vector and the statement feature vector; feeding a target neural network with the target feature vector to acquire a fraud detection result of the target feature vector; and training the target neural network, the first vector transformation matrix and the second vector transformation matrix to obtain a loan fraud detection model.