The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 28, 2023
Filed:
Dec. 31, 2020
Beijing Trusfort Technology Co., Ltd., Beijing, CN;
Hao Guo, Beijing, CN;
Wengang Wang, Beijing, CN;
Zhun Cai, Beijing, CN;
Yue Sun, Beijing, CN;
Xiaopeng Guo, Beijing, CN;
Beijing Trusfort Technology Co., Ltd., Beijing, CN;
Abstract
A method and system for credit risk identification. The disclosed embodiments include receiving a loan request to a credit business system from a user; in response to the loan request, obtaining operation data by the user on the credit business system within a period of time before the loan request; performing risk identification on the user using a neuronal network according to the loan request and the operation data to generate a result, and determining a response to the loan request based on the result of the risk identification.