William O White

Title: Innovations of William O. White

Introduction

William O. White is an accomplished inventor based in Boulder, Colorado. He holds five patents that showcase his expertise in mobile technology and transaction systems. His innovative contributions have significantly impacted the way mobile transactions are conducted.

Latest Patents

One of his latest patents is a mobile device authorization system for concurrent submission of multiple tender types. This invention describes methods, systems, and devices for providing mobile device transaction approvals utilizing multiple forms of tender. An identifier of a mobile device and a request for transaction authorization may be transmitted from a mobile device and received at a payment authority system. The payment authority system generates a payment code for transmission to the mobile device, which can then be provided to a point of sale (POS) system. The POS system transmits a transaction amount, an identifier of a merchant, and the payment code to the payment authority system. A number of forms of tender may be applied to the transaction amount, and the payment authority system generates a unified approval code applying the multiple forms of tender to the transaction. This unified approval code is transmitted to the POS system and applied to the transaction.

Another significant patent is a system and method for distributing mobile compensation and incentives. This invention describes a computer-server-based method that receives a request from a merchant to generate an incentive funded and initiated by the merchant. The method associates the incentive with a recipient's phone number and transmits a notification of the incentive to a mobile device associated with that phone number. The computer server acts as a server-side wallet for the incentive, which is usable by the recipient for purchasing goods or services from the merchant associated with the incentive.

Career Highlights

William O. White has worked with notable companies such as Mocapay, Inc. and Qwest Communications International, Inc. His experience in these organizations has contributed to his development as an inventor and innovator in the field of mobile technology.

Collaborations

Throughout his career, William has collaborated with talented individuals, including Thiru Srinivasan and Max Motti Goldberg. These collaborations have likely enriched his work and led to further advancements in his inventions.

Conclusion

William O. White is a notable inventor whose work in mobile technology has led to significant advancements in transaction systems. His patents reflect a commitment to innovation and improving the user experience in mobile transactions.