Tianwu Zhao

Title: Tianwu Zhao and Digital Currency Payment Tokenization.

Introduction

Tianwu Zhao is an inventor based in Beijing, China. His work includes a patent concerning payment tokenization through digital currency sub-wallets. The supplied information identifies him as a man and lists the Digital Currency Institute of the People’s Bank of China as his company.

Latest Patents

Zhao is associated with 1 patent, titled “Payment Tokenization Method, Apparatus and System Based on Digital Currency Sub-Wallet.” The invention describes a process that parses a user’s request to obtain a payment token, identifies the target digital wallet and merchant, and submits the wallet payment password to the wallet’s operating system for verification. After successful verification, the system requests that a sub-wallet be opened. If the opening succeeds, it asks a token service provider to generate a payment token corresponding to the digital currency sub-wallet.

Career Highlights

The patent focuses on connecting digital currency sub-wallets with payment token generation. Its described workflow includes password verification, sub-wallet creation, and coordination with a token service provider.

Collaborations

The supplied information lists Zhihua Jiang and Kefeng Xu as Zhao’s coworkers. Their names are provided as professional associations, without further details about their roles in the patent.

Conclusion

Tianwu Zhao’s listed patent addresses a structured approach to generating payment tokens for digital currency sub-wallets, linking wallet verification and sub-wallet opening with token-service processing.