The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 06, 2026

Filed:

Oct. 09, 2022
Applicant:

Digital Currency Institute, the People's Bank of China, Beijing, CN;

Inventors:

Tianwu Zhao, Beijing, CN;

Zhihua Jiang, Beijing, CN;

Kefeng Xu, Beijing, CN;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/36 (2013.01); G06Q 20/40 (2013.01);
Abstract

Provided are a payment tokenization method, apparatus and system based on a digital currency sub-wallet. One specific embodiment of the method includes: parsing a payment token acquisition request of a user, so as to obtain a target digital wallet, a target merchant, and a wallet payment password corresponding to the target digital wallet; sending the wallet payment password to an operating system of the target digital wallet, so that the operating system of the target digital wallet verifies the wallet payment password; in the case that the verification is passed, sending a sub-wallet opening request to the operating system of the target digital wallet; and in the case that wallet opening is successful, sending a payment token generation request to a token service provider, so that the token service provider generates a payment token corresponding to a digital currency sub-wallet.


Find Patent Forward Citations

Zhao, Tianwu. (2026). Payment tokenization method, apparatus and system based on digital currency sub-wallet (U.S. Patent No. 12755272). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12755272

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Loading…