Thomas Howe

Title: Thomas Howe: Innovator in Debit Transaction Routing

Introduction

Thomas Howe is an accomplished inventor based in Phoenix, MD (US). He has made significant contributions to the field of financial technology, particularly in the area of debit transaction processing. His innovative approach has led to the development of a unique patent that enhances the efficiency of debit transactions.

Latest Patents

Thomas Howe holds a patent for "Systems and methods for routing debit transactions." This patent outlines a method for routing debit transactions that involves obtaining information related to a proposed debit transaction. The routing determination system, which consists of one or more computers, identifies merchant parameters associated with the merchant on whose behalf the transaction will be submitted. The system then determines the appropriate debit transaction network for routing the transaction to the processor, ensuring optimal efficiency.

Career Highlights

Throughout his career, Thomas has worked with First Data Corporation, a leading provider of payment technology and services. His role at the company has allowed him to apply his innovative ideas in real-world applications, contributing to advancements in the payment processing industry.

Collaborations

Some of Thomas's notable coworkers include Bradley T Masterson and George F Gogol. Their collaboration has likely fostered an environment of innovation and creativity, further enhancing the development of new technologies in the financial sector.

Conclusion

Thomas Howe's contributions to debit transaction routing exemplify the impact of innovation in financial technology. His patent not only showcases his expertise but also highlights the importance of efficient transaction processing in today's digital economy.