The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 26, 2017
Filed:
Aug. 31, 2012
Bradley T. Masterson, Elkhorn, NE (US);
George F. Gogol, North Olmsted, OH (US);
Donna Collela, Pompton Lakes, NJ (US);
David M. Hulbert, Lake Worth, FL (US);
Thomas Howe, Phoenix, MD (US);
Robert J. Cole, Maysville, GA (US);
Bradley T. Masterson, Elkhorn, NE (US);
George F. Gogol, North Olmsted, OH (US);
Donna Collela, Pompton Lakes, NJ (US);
David M. Hulbert, Lake Worth, FL (US);
Thomas Howe, Phoenix, MD (US);
Robert J. Cole, Maysville, GA (US);
First Data Corporation, Greenwood Village, CO (US);
Abstract
Systems and methods for routing debit transactions. In one embodiment, a method for routing debit transactions can be provided. The method can include obtaining, by a routing determination system comprising one or more computers, information associated with a proposed debit transaction. The method can also include identifying, by the routing determination system based at least in part upon the obtained information, one or more merchant parameters associated with a merchant on whose behalf the proposed debit transaction will be submitted to a transaction processor. Further, the method can include determining, by the routing determination system based at least in part upon the one or more merchant parameters, a debit transaction network for routing the proposed debit transaction to the transaction processor, wherein the debit transaction network is included in a plurality of available debit transaction networks.