This inventor holds 4 USPTO granted patents and 1 published patent application. Top assignee: Bank of America Corporation. Active years: 2014-2019.
Company Filing History:
Years Active: 2014-2019
Title: Tera L Howe: Innovator in Financial Technology
Introduction
Tera L Howe is a prominent inventor based in Virginia Beach, VA (US). She has made significant contributions to the field of financial technology, holding a total of 4 patents. Her innovative work focuses on improving processes within financial institutions, particularly in remittance processing.
Latest Patents
One of Tera's latest patents is the Hybrid Electronic Lockbox. This invention provides a method for managing an electric lockbox to reduce processing times associated with remittance processing. The process involves receiving a batch file and/or physical remittances at a lockbox associated with a payee. The system determines whether the information corresponds to a payee preference and communicates a report to the payee, including a record of financial transactions. This innovation enhances efficiency and accuracy in financial operations.
Career Highlights
Tera L Howe is currently employed at Bank of America Corporation, where she applies her expertise in financial technology. Her work has been instrumental in developing solutions that streamline financial processes and improve customer experiences.
Collaborations
Tera has collaborated with notable colleagues, including Gerald Whitney Wilson, III and William H Neinast. These partnerships have contributed to her success and the advancement of her innovative projects.
Conclusion
Tera L Howe is a trailblazer in the financial technology sector, with a focus on enhancing remittance processing through her innovative patents. Her contributions continue to shape the future of financial services.