The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 23, 2019

Filed:

May. 17, 2018
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Janet M. Mauller, Charlotte, NC (US);

Tera L. Howe, Virginia Beach, VA (US);

Amy Lamb, Manchester, MD (US);

James Dillon, Kansas City, MO (US);

Gerald Whitney Wilson, III, Mead, WA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/14 (2012.01); G06Q 20/10 (2012.01); G06Q 40/02 (2012.01); G06Q 20/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/12 (2013.12); G06Q 20/10 (2013.01); G06Q 20/102 (2013.01); G06Q 20/14 (2013.01); G06Q 40/00 (2013.01); G06Q 40/02 (2013.01); G06Q 40/10 (2013.01);
Abstract

A method of managing an electric lockbox, such as to reduce processing times associated with remittance processing, may include receiving, by one or more computing devices at a financial institution, a batch file and/or one or more physical remittances at lockbox associated with a payee, the batch file and any physical remittances comprising information associated with a plurality of financial transactions between one or more payors and the payee. The one or more computing devices may then determine whether at least a portion of the information corresponds to a payee preference. A report may be communicated to the payee, the report including a record of the plurality of financial transactions as a set of documents corresponding to the payee preference. In some cases, the report may include at least a portion of the remittance information associated with the plurality of financial transactions deposited into an account associated with the payee.


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