Sudhir Gupta

This inventor holds 15 USPTO granted patents and 11 published patent applications, primarily in Payment Systems. Top assignee: Mastercard International Incorporated. Active years: 2021-2023.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Sudhir Gupta. Retrieved from https://idiyas.com/inventor/sudhir-gupta

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Calculating rank

USPTO Granted Patents = 15 (Patent Applications = 11)

% Patents Active = 100.0

Average Co-Inventor Count = 2.5

ph-index = 2

Forward Citations = 12(Granted Patents)

Location History:

Pune, IN (2021 - 2023)
Maharashtra, IN (2023)

Company Filing History:

15 out of 2,483

Mastercard International Incorporated

patents

Years Active: 2021-2023

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Areas of Expertise:

Payment Transactions

User Authentication

Digital Wallets

Recurring Payments

Fingerprint Verification

Voice Currency Tokens

Pattern-Based Authentication

Network Transactions

Payment Methods

Deceptive PIN

Account Crediting

Gesture-Based Security

15 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 11790373 - Electronic system and computerized method for processing recurring payment transactions (2023-10-17),

2. 11687932 - Systems and methods for use in authenticating users in connection with network transactions (2023-06-27),

3. 11687931 - Payment methods and systems based on a deceptive pin of a payment card (2023-06-27),

4. 11657421 - Method and system for facilitating electronic transactions (2023-05-23),

5. 11657398 - Methods and systems for pattern-based authentication for payment transactions (2023-05-23),

6. 11568194 - Payment transaction methods and systems enabling verification of payment amount by payment card (2023-01-31),

7. 11521227 - Method and system for crediting account (2022-12-06),

8. 11455634 - Payment transaction methods and systems enabling verification of payment amount by fingerprint of customer (2022-09-27),

9. 11392956 - Electronic system and computerized method for processing recurring payment transactions (2022-07-19),

10. 11328312 - Method and system for facilitating electronic transactions (2022-05-10),

11. 11176543 - Voice currency token based electronic payment transactions (2021-11-16),

12. 11126705 - Systems and methods for user authentication using word-gesture pairs (2021-09-21),

13. 11080741 - Digital wallet payment system and process (2021-08-03),

14. 11049178 - Offer and acceptance matching to obtain physical cash (2021-06-29),

15. 10963877 - Systems and methods for use in authenticating users in connection with network transactions (2021-03-30),

Title: Sudhir Gupta: Innovator in Payment Processing Technologies

Introduction

Sudhir Gupta is a prominent inventor based in Pune, India, known for his significant contributions to the field of payment processing technologies. With a total of 15 patents to his name, Gupta has developed innovative systems that enhance the efficiency and security of financial transactions.

Latest Patents

Among his latest patents is an electronic system and computerized method for processing recurring payment transactions. This invention relates to systems and methods for managing recurring payment transactions by receiving transaction details, generating virtual payment instruments, and creating payment tokens linked to specific recurring periods. The system validates transaction requests and processes them securely, ensuring a streamlined experience for consumers.

Another notable patent focuses on systems and methods for authenticating users in connection with network transactions. This method utilizes biometric data to create a personal identification number (PIN) specific to the user's biometrics. By appending this PIN to authorization requests, the system enhances the security of network transactions, allowing issuers to approve or decline requests based on the biometric-derived PIN.

Career Highlights

Sudhir Gupta is currently employed at Mastercard International Incorporated, where he continues to innovate in the realm of payment technologies. His work has significantly impacted how recurring payments and network transactions are processed, making them more secure and user-friendly.

Collaborations

Gupta collaborates with talented professionals in his field, including colleagues Rahul Agrawal and Harsh Piparsaniya. Their combined expertise contributes to the advancement of payment processing systems and technologies.

Conclusion

Sudhir Gupta's innovative work in payment processing technologies has established him as a key figure in the industry. His patents reflect a commitment to enhancing transaction security and efficiency, making a lasting impact on the financial technology landscape.

Profile summary based on public USPTO records.

Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]

11 patents pending: