The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 31, 2023

Filed:

Jun. 11, 2019
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Rahul Agrawal, Pune, IN;

Sudhir Gupta, Pune, IN;

Harsh Piparsaniya, Pune, IN;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06K 19/07 (2006.01); G06K 19/077 (2006.01); G06Q 20/40 (2012.01); G06Q 20/20 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06K 19/07709 (2013.01); G06Q 20/204 (2013.01); G06Q 20/341 (2013.01); G06Q 20/405 (2013.01); G06Q 20/4012 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Embodiments provide a method of facilitating a payment transaction with a payment card of a customer. The method includes receiving a payment transaction request initiated at a merchant terminal. The payment transaction request comprising at least a merchant transaction amount associated with a purchase entered at a merchant terminal, a PIN of the payment card provided by the customer via a keypad and a customer transaction amount provided by the customer via the keypad. The method includes facilitating verification of facilitating verification of the PIN with a stored PIN. The method further includes, upon successful verification, determining whether the merchant transaction amount conforms to the customer transaction amount. The method further includes facilitating a payment transaction associated with the payment transaction request if the merchant transaction amount conforms to the customer transaction amount.


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