This inventor holds 12 USPTO granted patents and 2 published patent applications. Top assignees: Early Warning Services, LLC, Wells Fargo Bank, N.A., Clearxchange, LLC. Active years: 2017-2023.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Location History:
- San Francisco, CA (US) (2017 - 2023)
- Duluth, MN (US) (2023)
Company Filing History:
7 out of 146 
3 out of 3,247 
2 out of 2 Years Active: 2017-2023
Title: Innovations by Sri Saravana Muthu
Introduction
Sri Saravana Muthu is an accomplished inventor based in San Francisco, CA. He holds a total of 12 patents, showcasing his expertise in the field of payment processing and fund transfer systems. His innovative approaches have significantly contributed to the evolution of financial technology.
Latest Patents
Among his latest patents is a system and method for transferring funds. This invention outlines a comprehensive process for payment processing performed by one or more processors of a payment service computer system. The method includes receiving a fund transfer request from a recipient, identifying the sender and the fund transfer amount, and determining the financial institution associated with the sender. It also involves selecting an authentication process based on the level of risk and verifying the accuracy of the sender's information. Another notable patent describes a method for transferring funds initiated by a sender to facilitate a transfer to a recipient. This method emphasizes the use of public and private tokens to ensure secure transactions without sharing sensitive account numbers.
Career Highlights
Sri Saravana Muthu has worked with prominent companies in the financial sector, including Early Warning Services, LLC and Wells Fargo Bank. His experience in these organizations has allowed him to refine his skills and contribute to significant advancements in payment processing technologies.
Collaborations
Throughout his career, Sri has collaborated with notable professionals such as Adam E. Vancini and Jeffrey A. Cornman. These partnerships have further enriched his work and led to innovative solutions in the financial technology landscape.
Conclusion
Sri Saravana Muthu's contributions to the field of payment processing and fund transfer systems highlight his innovative spirit and dedication to advancing financial technology. His patents reflect a deep understanding of the complexities involved in secure transactions, making him a significant figure in the industry.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile