The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 11, 2019
Filed:
Dec. 31, 2014
Early Warning Services, Llc, Scottsdale, AZ (US);
Sri Saravana Muthu, San Francisco, CA (US);
Jeffrey Cornman, San Francisco, CA (US);
Michael Joseph Kennedy, San Francisco, CA (US);
Sergei Lilichenko, Orinda, CA (US);
Melissa Lowry, San Francisco, CA (US);
Clinton Gilliam, III, San Francisco, CA (US);
EARLY WARNING SERVICES, LLC, Scottsdale, AZ (US);
Abstract
A method for facilitating real time transfer of funds from a sender to a recipient includes receiving an expedited funds transfer request from the sender having a first account at a first financial institution, the recipient having a second account at a second financial institution, the first and second financial institutions being members of a computer-implemented payment network including a plurality of member financial institutions; and sending a message to the second financial institution to deposit funds into the second account, wherein the second financial institution deposits funds into the second account, and wherein the first financial institution settles with the second financial institution after the second financial institution deposits funds into the second account.