Company Filing History:
Years Active: 2023-2024
Title: Innovations by Inventor Sergio Garcia
Introduction
Sergio Garcia is an accomplished inventor based in Chicago, IL. He has made significant contributions to the field of electronic payment systems, holding 2 patents that enhance the efficiency and security of transactions at retail points of sale.
Latest Patents
One of Sergio's latest patents focuses on "Contactless user identification by digital wallet to retailer point of sale." This innovation outlines methods and apparatus for combining electronic payment and rewards redemption at retail points of sale. The patent describes a point of sale (POS) system designed to facilitate contactless payments while ensuring the security of customer payment data. When a customer with a payment application on their mobile device initiates a transaction, the application retrieves reference data associated with the customer account from the POS's account services server. This reference data is then transmitted from the mobile device's application to the POS terminal via near field communication. Upon receiving the token, the POS terminal accesses customer payment data from the account services server and retrieves rewards program data from a rewards program server. Available rewards can be automatically applied before processing the payment, completing the contactless transaction seamlessly.
Career Highlights
Sergio Garcia is currently employed at Walgreen Company, where he continues to innovate in the realm of electronic payments. His work has significantly impacted the way consumers interact with retail environments, making transactions more efficient and user-friendly.
Collaborations
Sergio collaborates with talented individuals such as Christopher John Swiderski and Shalini Kondreddy, contributing to a dynamic team focused on advancing payment technologies.
Conclusion
Sergio Garcia's contributions to electronic payment systems exemplify the innovative spirit of modern inventors. His patents not only enhance transaction security but also improve the overall customer experience in retail settings.