The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 16, 2024
Filed:
Apr. 13, 2023
Walgreen Co., Deerfield, IL (US);
Christopher John Swiderski, Prairie View, IL (US);
Sergio Garcia, Chicago, IL (US);
Shalini Kondreddy, Vernon Hills, IL (US);
Gregory John Damler, Crystal Lake, IL (US);
Satya Chandra Mouli Kota, Prospect Heights, IL (US);
Marcus Osacky, Glenview, IL (US);
George Findling, Buffalo Grove, IL (US);
WALGREEN CO., Deerfield, IL (US);
Abstract
Example methods and apparatus for combining electronic payment and rewards redemption at retail points of sale are disclosed. A point of sale (POS) system may be configured to facilitate contactless payments while securing customer payment data. When a customer with a payment application installed on a mobile device initiates a transaction, the application obtains reference data associated with a customer account from an account services server of the POS. The reference data is then passed from the application of the mobile device to a POS terminal, such as by near field communication. Upon receiving the token, the POS terminal obtains customer payment data from the account services server and rewards program data for the customer from a rewards program server. Available rewards may be automatically applied prior to processing payment using the payment data to complete the contactless payment transaction.