Company Filing History:
Years Active: 2014-2019
Title: Sean H. Murray: Innovator in Financial Technology
Introduction
Sean H. Murray is a notable inventor based in West Chester, PA (US), recognized for his contributions to financial technology. With a total of 6 patents, he has developed innovative systems that enhance transaction processing and expense management.
Latest Patents
One of his latest patents is the "Purchase Data Transmission and Analysis System." This system is designed to receive a bank card transaction authorization stream, which includes a URL from the merchant's computing system. The system retrieves information from the URL, including merchant identifiers and line item data related to the purchase. It then attaches this data to the transaction, creating a comprehensive description that can be analyzed to develop customer and merchant interfaces.
Another significant patent is the "System and Method for Division and Management of Expenses." This invention allows a payer to split expenses among multiple purchasers. It involves storing payer data and expense splitting instructions, converting captured receipt images to purchase data, and providing a user interface for tagging entries with purchaser identities. The system calculates amounts due from each purchaser and generates reimbursement requests, streamlining the expense management process.
Career Highlights
Sean H. Murray is currently employed at JPMorgan Chase Bank, N.A., where he applies his expertise in financial technology to develop innovative solutions. His work focuses on enhancing transaction systems and improving user experiences in financial transactions.
Collaborations
Throughout his career, Sean has collaborated with talented professionals, including Allison Anne Keevil and Satyan Ranganath. These collaborations have contributed to the development of his innovative patents and have fostered a creative environment for technological advancements.
Conclusion
Sean H. Murray is a distinguished inventor whose work in financial technology has led to significant advancements in transaction processing and expense management. His innovative patents reflect his commitment to improving financial systems and enhancing user experiences.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.