The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 22, 2019

Filed:

Oct. 05, 2017
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Satyan Ranganath, Landenberg, PA (US);

William F. Mann, Avondale, PA (US);

Sean H. Murray, West Chester, PA (US);

Allison A. Keevil, West Grove, PA (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/04 (2012.01); G06Q 20/40 (2012.01); G07F 9/02 (2006.01); G06Q 20/20 (2012.01); G06Q 30/02 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/0453 (2013.01); G06Q 20/209 (2013.01); G06Q 20/40 (2013.01); G06Q 20/405 (2013.01); G06Q 30/0201 (2013.01); G06Q 40/02 (2013.01); G07F 9/023 (2013.01);
Abstract

A system may perform steps such as receiving a bank card transaction authorization stream including a URL originating from the merchant computing system, the URL received in a discretionary field in the authorization stream for a bank card purchase. The system further perform the step of retrieving information at a location referenced by the URL, wherein the information includes at least a merchant identifier and line item data related to a purchase. The system may additionally attaching the retrieved data to the transaction to create a complete description of the transaction analyze the complete description of the transaction for creating at least one customer interface for the customer and at least one merchant interface for the merchant based on the analysis.


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