Dallas, TX, United States of America

Sanjiv Yajnik

USPTO Granted Patents = 27 

Average Co-Inventor Count = 7.7

ph-index = 4

Forward Citations = 45(Granted Patents)


Company Filing History:


Years Active: 2018-2025

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27 patents (USPTO):Explore Patents

Title: Innovator Spotlight: Sanjiv Yajnik

Introduction: Sanjiv Yajnik is a prominent inventor based in Dallas, TX, known for his substantial contributions to technological advancements. With an impressive portfolio of 25 patents, he has made a significant impact in the fields of finance and data management.

Latest Patents: Among his recent innovations is the "Self-service lender portal," which transforms the lending process by offering a suite of tools for lenders interacting with a multi-lender architecture. This portal ensures automated pre-qualification and eligibility evaluation for loan applicants across various lenders. The interface allows lenders to upload rule sets defined for lending criteria, download operational data, and manage security keys for sensitive information effectively.

Another notable patent is the "Systems and methods for tracking actions using visually scannable codes." This technology enables tracking user actions by generating unique visually scannable codes, such as QR codes, linked to user actions. By employing this method, data retrieval becomes quick and efficient, enhancing user experience and operational effectiveness.

Career Highlights: Sanjiv Yajnik is currently associated with Capital One Services, LLC, a leading bank that emphasizes innovation in financial services. His role involves leveraging his inventive expertise to drive the company’s initiatives forward and improve customer engagement through technology.

Collaborations: Collaborating closely with talented colleagues like Raman Bajaj and Gopi Kancharla, Sanjiv has contributed to a dynamic environment fostering creativity and advancement. Their collective efforts in innovation have further strengthened Capital One's position in the industry.

Conclusion: Sanjiv Yajnik's contributions to technology and finance through his notable patents demonstrate his commitment to innovation. His work is not only pivotal for Capital One but also serves as an inspiration to aspiring inventors and professionals in the field. Through his inventive spirit, Sanjiv continues to shape the future of financial technology.

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