The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 27, 2024

Filed:

May. 22, 2020
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Dinesh Sundaram, Plano, TX (US);

Sanjiv Yajnik, Dallas, TX (US);

Raman Bajaj, Frisco, TX (US);

Jacques Morel, Colleyville, TX (US);

Alex Baird, Carrollton, TX (US);

Rajaboopathy Vijayaraghavan, Carrollton, TX (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/60 (2013.01); G06Q 10/10 (2023.01); G06Q 30/0201 (2023.01); G06F 16/955 (2019.01); H04L 9/40 (2022.01); G06N 20/00 (2019.01); G06F 9/54 (2006.01); G06N 3/02 (2006.01); G06F 9/445 (2018.01); G06F 16/25 (2019.01); G06F 21/62 (2013.01); H04L 9/08 (2006.01); G06Q 20/40 (2012.01); G06Q 30/018 (2023.01); G06Q 30/0601 (2023.01); G06F 40/103 (2020.01); G06F 40/174 (2020.01); G06F 40/18 (2020.01); G06Q 40/02 (2023.01); G06F 21/53 (2013.01); G06N 5/025 (2023.01); G06Q 20/38 (2012.01); H04L 67/01 (2022.01); G06F 18/24 (2023.01); G06Q 40/03 (2023.01); G06F 8/65 (2018.01); G06F 8/71 (2018.01); G06K 7/14 (2006.01); G06Q 50/26 (2012.01);
U.S. Cl.
CPC ...
G06Q 10/10 (2013.01); G06F 9/44505 (2013.01); G06F 9/54 (2013.01); G06F 9/547 (2013.01); G06F 16/258 (2019.01); G06F 16/9558 (2019.01); G06F 16/9562 (2019.01); G06F 18/24 (2023.01); G06F 21/53 (2013.01); G06F 21/602 (2013.01); G06F 21/604 (2013.01); G06F 21/6227 (2013.01); G06F 21/6245 (2013.01); G06F 40/103 (2020.01); G06F 40/174 (2020.01); G06F 40/18 (2020.01); G06N 3/02 (2013.01); G06N 5/025 (2013.01); G06N 20/00 (2019.01); G06Q 20/382 (2013.01); G06Q 20/4014 (2013.01); G06Q 30/0185 (2013.01); G06Q 30/0206 (2013.01); G06Q 30/0601 (2013.01); G06Q 30/0613 (2013.01); G06Q 30/0619 (2013.01); G06Q 30/0637 (2013.01); G06Q 30/0643 (2013.01); G06Q 40/02 (2013.01); G06Q 40/03 (2023.01); H04L 9/0825 (2013.01); H04L 63/0435 (2013.01); H04L 63/08 (2013.01); H04L 63/0815 (2013.01); H04L 63/102 (2013.01); H04L 63/123 (2013.01); H04L 63/166 (2013.01); H04L 63/168 (2013.01); H04L 67/01 (2022.05); G06F 8/65 (2013.01); G06F 8/71 (2013.01); G06F 2221/2107 (2013.01); G06K 7/1417 (2013.01); G06Q 50/265 (2013.01); G06Q 2220/00 (2013.01); H04L 9/0822 (2013.01);
Abstract

A self-service lender portal provides lenders with a suite of tools for interacting with a multi-lender architecture configured to provide loan applicants with automated pre-qualification and eligibility evaluation for multiple candidate lenders. The lender portal provides lenders with an interface for uploading rule sets defining lending and eligibility criteria, downloading operational data generated from processing loan applicant information, generating and managing security keys for encryption and decryption of sensitive data, and managing access policies for providing single sign-on by interfacing with the lender's own identity management systems.


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