Sanjeev Singla

Title: Sanjeev Singla: Innovator in Smart Payment Technology

Introduction

Sanjeev Singla is a notable inventor based in Novi, MI (US). He has made significant contributions to the field of payment technology, particularly with his innovative smart payment card. His work focuses on enhancing the security and efficiency of financial transactions.

Latest Patents

Sanjeev holds a patent for a "Smart payment card, and computing systems and methods for configuring smart payment card and processing transactions involving smart payment card." This invention involves a smart payment card that is provisioned with biometric data for authorized card members. It includes respective financial account information for authorized card-present transactions and a set of virtual account numbers for card-not-present transactions. The smart payment card is configured using a dongle and a user interface displayed at an end-user device. The processing of financial transactions involves authenticating biometric input and transmitting identifying information for the financial account or presenting a virtual account number, depending on the transaction type.

Career Highlights

Sanjeev is currently employed at Discover Financial Services LLC, where he continues to develop innovative solutions in the financial technology sector. His work has contributed to advancements in secure payment processing and user authentication.

Collaborations

Sanjeev collaborates with talented individuals such as Shriprakash Adikumar Band and Bharanicharan Malli Sathyamoorthy, who share his passion for innovation in payment systems.

Conclusion

Sanjeev Singla's contributions to smart payment technology exemplify the importance of innovation in enhancing financial security and transaction efficiency. His work continues to influence the future of payment systems.