For the Inventor, By the Inventor

Enter assignee name

Riverwoods, IL, United States of America

Discover Financial Services LLC

USPTO Granted Patents = 45

% Expired Patents = 8.9

Trademarks = 1

Forward Citations = 558

Loading Chart...

Loading Chart...

77 inventors (with patents filed for the assignee):

David W Nelms (7 out of 7 patents)

Angela Liddy (7 out of 7 patents)

Sheryl Yasger (6 out of 6 patents)

4. Betty M Schick (5 out of 5 patents)

5. Ed O'Sullivan (5 out of 8 patents)

6. Farhan Ahmad (4 out of 8 patents)

7. Kimberly S Wilson (4 out of 4 patents)

8. Troy Bernard (4 out of 7 patents)

9. Ryan Julian (4 out of 7 patents)

10. Vivek Mathew (4 out of 4 patents)

11. Prasad Paravatha (4 out of 4 patents)

12. Abdul Nafeez Mohammad (4 out of 4 patents)

13. Arjun Ravi Kannan (4 out of 9 patents)

14. Roger C Hochschild (3 out of 3 patents)

15. Alexey Miroshnikov (3 out of 6 patents)

Core Competencies:

Payment Platforms

Anomaly Detection

Data Science

Transaction Processing

Smart Payment Card

Credit Card Rewards

User-Defined Rules

Machine Learning

Graphical User Interface

Cross-Service Transactions

Bank Identification Numbers

Multi-Token Provisioning

45 patents: Sort by Forward Citations

1. 12711436 - COMPUTING SYSTEMS AND METHODS FOR DEFINING WORK ITEM ASSIGNMENT WORKFLOWS AND INTELLIGENTLY ASSIGNING WORK ITEMS (2026-08-18),

2. 12361415 - Computing systems and methods for identifying and providing information about recurring transactions (2025-07-15),

3. 12326776 - Computing systems and methods for creating and executing user-defined anomaly detection rules and generating notifications for detected anomalies (2025-06-10),

4. 12321826 - System and method for utilizing grouped partial dependence plots and game-theoretic concepts and their extensions in the generation of adverse action reason codes (2025-06-03),

5. 12321699 - Computing systems and methods for facilitating engagement via direct mail (2025-06-03),

6. 12301720 - Computing systems and methods for protecting application programming interfaces with two-factor authentication (2025-05-13),

7. 12259926 - Computer systems and methods for building and analyzing data graphs (2025-03-25),

8. 12223311 - Configurable deployment of data science environments (2025-02-11),

9. 12190087 - Configurable deployment of data science models (2025-01-07),

10. 12131307 - Cross-service transactions for peer-to-peer (P2P) payment platforms (2024-10-29),

11. 12093925 - Smart payment card, and computing systems and methods for configuring smart payment card and processing transactions involving smart payment card (2024-09-17),

12. 12050975 - System and method for utilizing grouped partial dependence plots and shapley additive explanations in the generation of adverse action reason codes (2024-07-30),

13. 12045262 - Reconciliation systems and methods for unbounded streams (2024-07-23),

14. 12002258 - System and method for mitigating bias in classification scores generated by machine learning models (2024-06-04),

15. 11997155 - Trace context over file transfer communications (2024-05-28),

Company Overview

Discover Financial Services LLC, headquartered in Riverwoods, IL, specializes in a range of financial products and services, including credit cards, banking, and payment solutions. The company is known for its innovative approaches in areas such as anomaly detection, two-factor authentication, and machine learning bias mitigation. Discover also focuses on enhancing user experiences through graphical user interfaces and offers peer-to-peer payment solutions, alongside robust credit card rewards programs, reflecting its commitment to leveraging data science environments for improved financial services.

Profile summary synthesized from public USPTO records and patent filings.

Company Badge

USPTO Data Jan 1 1976 - Oct 13 2026

45 Patents

#1 in Riverwoods, IL

#427 in Illinois

#7,781 in US

#15,436 in the World

Riverwoods, IL, United States of America

Discover Financial Services LLC

Forward Citations = 558

77 inventors:

David W Nelms (7 out of 7 patents)

Angela Liddy (7 out of 7 patents)

Sheryl Yasger (6 out of 6 patents)

4. Betty M Schick (5 out of 5 patents)

5. Ed O'Sullivan (5 out of 8 patents)

IDiyas Innovation Intelligence. (2026). Company Patent Portfolio: Discover Financial Services LLC. Retrieved from https://idiyas.com/company/discover-financial-services

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]

Loading…