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Riverwoods, IL, United States of America

Discover Financial Services LLC

USPTO Granted Patents = 44

Trademarks = 49

Forward Citations = 556

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73 inventors (with patents filed for the assignee):

David W Nelms (7 out of 7 patents)

Angela Liddy (7 out of 7 patents)

Sheryl Yasger (6 out of 6 patents)

4. Betty M Schick (5 out of 5 patents)

5. Ed O'Sullivan (5 out of 8 patents)

6. Farhan Ahmad (4 out of 8 patents)

7. Kimberly S Wilson (4 out of 4 patents)

8. Troy Bernard (4 out of 7 patents)

9. Ryan Julian (4 out of 7 patents)

10. Vivek Mathew (4 out of 4 patents)

11. Prasad Paravatha (4 out of 4 patents)

12. Abdul Nafeez Mohammad (4 out of 4 patents)

13. Arjun Ravi Kannan (4 out of 7 patents)

14. Roger C Hochschild (3 out of 3 patents)

15. Alexey Miroshnikov (3 out of 5 patents)

Core Competencies:

Anomaly Detection

Two-Factor Authentication

Data Science Environments

Peer-to-Peer Payments

Smart Payment Cards

Machine Learning Bias Mitigation

Credit Card Rewards

Graphical User Interface

Transaction Processing

Flexible Credit Card Cases

Payment Systems

Adverse Action Reason Codes

44 patents: Sort by Forward Citations

1. 12361415 - Computing systems and methods for identifying and providing information about recurring transactions (2025-07-15),

2. 12326776 - Computing systems and methods for creating and executing user-defined anomaly detection rules and generating notifications for detected anomalies (2025-06-10),

3. 12321826 - System and method for utilizing grouped partial dependence plots and game-theoretic concepts and their extensions in the generation of adverse action reason codes (2025-06-03),

4. 12321699 - Computing systems and methods for facilitating engagement via direct mail (2025-06-03),

5. 12301720 - Computing systems and methods for protecting application programming interfaces with two-factor authentication (2025-05-13),

6. 12259926 - Computer systems and methods for building and analyzing data graphs (2025-03-25),

7. 12223311 - Configurable deployment of data science environments (2025-02-11),

8. 12190087 - Configurable deployment of data science models (2025-01-07),

9. 12131307 - Cross-service transactions for peer-to-peer (P2P) payment platforms (2024-10-29),

10. 12093925 - Smart payment card, and computing systems and methods for configuring smart payment card and processing transactions involving smart payment card (2024-09-17),

11. 12050975 - System and method for utilizing grouped partial dependence plots and shapley additive explanations in the generation of adverse action reason codes (2024-07-30),

12. 12045262 - Reconciliation systems and methods for unbounded streams (2024-07-23),

13. 12002258 - System and method for mitigating bias in classification scores generated by machine learning models (2024-06-04),

14. 11997155 - Trace context over file transfer communications (2024-05-28),

15. 11893375 - Configurable deployment of data science environments (2024-02-06),

Discover Financial Services LLC is a leading digital bank and payments company. It offers a range of financial products and services including credit cards, personal loans, online savings accounts, and home equity loans. Discover is committed to providing high-quality customer service and innovative solutions for its customers.

This text is generated by artificial intelligence and may not be accurate.

Company Badge

USPTO Data Jan 1 1976 - Jan 6 2026

44 Patents

#1 in Riverwoods, IL

#423 in Illinois

#7,679 in US

#15,304 in the World

Riverwoods, IL, United States of America

Discover Financial Services LLC

Forward Citations = 556

73 inventors:

David W Nelms (7 out of 7 patents)

Angela Liddy (7 out of 7 patents)

Sheryl Yasger (6 out of 6 patents)

4. Betty M Schick (5 out of 5 patents)

5. Ed O'Sullivan (5 out of 8 patents)

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