Ryan Clark

Title: Ryan Clark - Innovator in Virtual Budgeting Systems

Introduction

Ryan Clark is an accomplished inventor based in Pleasant Grove, UT (US). He has made significant contributions to the field of financial technology, particularly in the area of budgeting systems. His innovative approach aims to enhance user control over spending and budgeting through advanced technology.

Latest Patents

Ryan holds a patent for "Virtual budgeting systems and methods." This patent encompasses systems and methods for budgeting and/or spending control. In some implementations, a user may select a plurality of spending categories and/or an amount, such as a threshold amount, for a single, intended transaction on a mobile application or a web-based application. A debit card or spending account under the control of the user may then be activated, and funds may be temporarily allocated to the debit card for the intended transaction. The debit card or spending account may automatically default to at least one of a zero balance and an inactive status other than when sufficient information is received prior to each intended transaction. This innovative solution aims to streamline the budgeting process for users.

Career Highlights

Ryan Clark is currently employed at Proactive Fintech LLC, where he continues to develop and refine his innovative financial solutions. His work focuses on creating user-friendly applications that empower individuals to manage their finances effectively.

Collaborations

Ryan collaborates with Richard Holden, a fellow professional in the fintech industry. Their partnership enhances the development of innovative solutions that address modern financial challenges.

Conclusion

Ryan Clark is a notable inventor whose work in virtual budgeting systems is paving the way for more efficient financial management. His contributions to the fintech industry are significant and continue to impact users positively.