The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 14, 2025
Filed:
Jun. 22, 2020
Proactive Fintech Llc, Pleasant Grove, UT (US);
Ryan Clark, Pleasant Grove, UT (US);
Richard Holden, Pleasant Grove, UT (US);
ProActive Fintech LLC, Pleasant Grove, UT (US);
Abstract
Systems and methods for budgeting and/or spending control. In some implementations, a user may select a plurality of spending categories and/or an amount, such as a threshold amount, for a single, intended transaction on a mobile application or a web-based application. A debit card/spending account under the control of the user may then be activated and/or funds may be temporarily allocated to the debit card for the intended transaction. The debit card/spending account may automatically default to at least one of a zero balance and an inactive status other than when sufficient information is received prior to each intended transaction.