San Francisco, CA, United States of America

Ryan Alexander King

USPTO Granted Patents = 1 

Average Co-Inventor Count = 4.0

ph-index = 1

Forward Citations = 1(Granted Patents)


Company Filing History:


Years Active: 2024

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1 patent (USPTO):Explore Patents

Title: Innovator Spotlight: Ryan Alexander King

Introduction: Ryan Alexander King is a notable inventor based in San Francisco, CA, who has made significant contributions to the field of financial technology. With a keen understanding of machine learning and its applications in personal finance, King has innovated solutions that aim to improve credit health for users.

Latest Patents: Ryan King holds a patent for a groundbreaking invention titled "Generating credit building recommendations through machine learning analysis of user activity-based feedback." This real-time activity recommendation system processes input from a user device concerning specific financial goals, such as achieving a target credit score. By utilizing machine learning models, the system evaluates user activity patterns, financial circumstances, and profiles to provide personalized recommendations for actions that enhance credit health. The system adapts to changes in a user's financial status over time, ensuring that recommendations are always relevant and effective.

Career Highlights: Currently, Ryan is associated with Chime Financial, Inc., where he applies his expertise to develop advanced financial solutions. His innovative mindset and technical skills have enabled him to create impactful tools that assist individuals in achieving their financial objectives.

Collaborations: In his career, Ryan has collaborated with talented colleagues such as Michael Ducker and Tilo Sloboda. These collaborations have fostered an environment of innovation and creativity, allowing for the combined expertise to tackle complex financial challenges.

Conclusion: Ryan Alexander King's inventive spirit and commitment to enhancing consumer finance through technology underscore the importance of innovation in today's financial landscape. His patent represents a pivotal step towards leveraging machine learning to empower users in managing their credit health effectively. As the financial technology sector continues to evolve, Ryan's contributions will undoubtedly play a crucial role in shaping the future of personal finance.

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