Company Filing History:
4 out of 149 
2 out of 141 
1 out of 5 Years Active: 2017-2024
Title: Rakesh Patel: Innovator in Credit Card Recommendation Systems
Introduction
Rakesh Patel is a notable inventor based in Anaheim Hills, California, with a focus on developing innovative solutions in the financial technology sector. He holds a total of seven patents, showcasing his expertise and commitment to advancing technology in credit card recommendations and data access systems.
Latest Patents
One of Rakesh Patel's latest patents is titled "Methods and apparatuses for customized credit card recommendations." This invention outlines a credit card recommendation system that utilizes a consumer's estimated monthly spend, spending across various categories, and user credit data to recommend suitable credit cards. The system is designed to filter credit cards based on the likelihood of approval for the user. Additionally, it assesses user spending and card characteristics to determine reward and adjustment valuations. The model can score credit cards for users, applying specific user data to generate a personalized credit card score.
Another significant patent is the "Access control system for implementing access restrictions of regulated database records while identifying and providing indicators of regulated database records matching validation criteria." This digital targeting system accesses data to identify users that meet specific content factors based on pre-validation criteria. It generates a pre-validated user ID list, which can then be matched with users in other databases to identify usable digital IDs for digital display entities.
Career Highlights
Rakesh Patel has made significant contributions to the field while working with prominent companies such as Experian Information Solutions, Inc. and Consumerinfo.com, Inc. His work has focused on enhancing user experience and compliance in financial services through innovative technology.
Collaborations
Rakesh has collaborated with talented professionals in the industry, including Mara Nicholl and Lindsey Greenwell Harju. These collaborations have contributed to the development of his innovative solutions.
Conclusion
Rakesh Patel's contributions to the field of financial technology through his patents and career achievements highlight his role as an influential inventor. His work continues to shape the landscape of credit card recommendations and data access systems.