The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 26, 2022
Filed:
Nov. 15, 2019
Consumerinfo.com, Inc., Costa Mesa, CA (US);
Erik John Rehder, Los Angeles, CA (US);
Elias John Tuma, Orange, CA (US);
Andrew Alexander Charles Scott, Irvine, CA (US);
Rakesh Patel, Anaheim Hills, CA (US);
Christine Marie Brueggeman, Irvine, CA (US);
ConsumerInfo.com, Inc., Costa Mesa, CA (US);
Abstract
A credit card recommendation system for recommending credit cards to a user can be based on the consumer's estimated monthly spend, estimated spend across a plurality of categories, and user credit data. The credit card recommendation system can filter credit cards based on a likelihood of approval for the user. The credit card recommendation can determine a reward valuation and an adjustment valuation by assessing user spend and the characteristics corresponding to the credit card. The credit card recommendation can train a model to score credit cards for users, and apply specific user data to the model to determine a credit card score particular to the user.