Rajitha Dissanayake

Title: Innovator Spotlight: Rajitha Dissanayake from Frisco, TX

Introduction: Rajitha Dissanayake is an accomplished inventor based in Frisco, Texas, known for his significant contributions in the realm of payment systems and digital wallets. With a total of four patents to his name, Rajitha has developed innovative solutions that enhance service-based checkouts and improve the user experience in digital payments.

Latest Patents: Rajitha's latest patents include "Systems and methods for facilitating payment service-based checkout with a merchant" and "Systems and methods for token linking and unlinking in digital wallets." The first patent describes a method that streamlines the guest checkout process for customers interacting with merchants online. This method begins with receiving a redirect from the merchant's application, followed by retrieving a customer’s wallet information from the issuer's payment service. Once a payment option is selected, the necessary transaction information is shared with a merchant payment host to complete the transaction.

The second patent outlines a method for token linking in digital wallets, where an issuer wallet application requests eligible customer accounts from a token vault. It allows for provisioning of customer accounts to third-party wallet applications, thereby linking tokens associated with those accounts to the issuer wallet for enhanced convenience.

Career Highlights: Rajitha currently works at JPMorgan Chase Bank, N.A., where he applies his expertise in payment systems and digital wallet technologies. His innovative work is instrumental in aligning with the bank's goals of improving digital payment systems for better customer service.

Collaborations: In his role, Rajitha collaborates with talented peers, including Gayathri Sundar and Howard Spector, contributing to a dynamic work environment that fosters creativity and innovation.

Conclusion: Rajitha Dissanayake exemplifies the spirit of innovation in the banking and payment sectors. His inventive solutions not only enhance the efficiency of payment processing but also contribute to the overall advancement of digital transactions. With his continued work at JPMorgan Chase Bank, Rajitha is set to make further significant impacts in the realm of financial technology.