The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 02, 2024

Filed:

Jul. 09, 2020
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Scott H. Ouellette, Kingston, NH (US);

Mark W. Robinson, Frisco, TX (US);

Winter P. Ng, Lutz, FL (US);

Ryan Evans, Prosper, TX (US);

Sudharsan Selvakumar, Irving, TX (US);

Tharakesh Rangaswamy, Frisco, TX (US);

Rajitha Dissanayake, Frisco, TX (US);

Assignee:

JPMORGAN CHASE BANK , N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/08 (2012.01); G06Q 20/02 (2012.01); G06Q 20/36 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/0855 (2013.01); G06Q 20/027 (2013.01); G06Q 20/3674 (2013.01);
Abstract

Systems and methods for facilitating payment service-based guest checkout with a merchant are disclosed. According to one embodiment, a method for facilitating payment service-based guest checkout with a merchant may include: (1) receiving, from a merchant's application or website, a redirect of an online interaction between the merchant and a customer; (2) retrieving, from an issuer payment service, wallet information comprising a plurality of payment options for the customer; (3) receiving a selection of one of the payment options; (4) communicating the selection of the payment option to the payment service for the issuer. The issuer payment service provides a session identifier to the merchant application website, the merchant application or website provides transaction information and the session identifier to a merchant payment host, the merchant payment host retrieves the selected payment option from the issuer payment service and conducts the transaction using the selected payment option.


Find Patent Forward Citations

Loading…