Lake Saint Louis, MO, United States of America

Puneet Bhalla

This inventor holds 1 USPTO granted patent. Top assignee: Mastercard International Incorporated. Active years: 2018.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Puneet Bhalla. Retrieved from https://idiyas.com/inventor/puneet-bhalla

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile


% Patents Active = 100.0

Average Co-Inventor Count = 6.0

ph-index = 1

Forward Citations = 2(Granted Patents)


Company Filing History:


Years Active: 2018

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1 patent (USPTO):Explore Patents

Title: Puneet Bhalla: Innovator in Payment Security

Introduction

Puneet Bhalla is a notable inventor based in Lake Saint Louis, MO (US). He has made significant contributions to the field of payment security, particularly through his innovative patent that enhances the security of card-not-present transactions.

Latest Patents

Puneet holds a patent titled "Method for generating and updating alternate security codes for payment cards." This invention introduces an auxiliary security code known as CVC2a, which replaces the traditional CVC2 value on payment cards. This method allows for the verification of card-not-present transactions without the need to generate a replacement card. Additionally, an enhanced card table/file is maintained by a payment network operator to support transitional scenarios involving the reissuance or replacement of payment cards.

Career Highlights

Puneet is currently employed at Mastercard International Incorporated, where he continues to work on innovative solutions in the payment industry. His expertise in security technologies has positioned him as a valuable asset to the company.

Collaborations

Puneet collaborates with talented professionals such as David Gilliland and Alex Inovenkov, contributing to a dynamic work environment that fosters innovation and creativity.

Conclusion

Puneet Bhalla's contributions to payment security through his patent demonstrate his commitment to enhancing transaction safety. His work at Mastercard International Incorporated reflects his dedication to innovation in the financial technology sector.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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