The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 18, 2018
Filed:
Apr. 08, 2015
Applicant:
Mastercard International Incorporated, Purchase, NY (US);
Inventors:
Michael Powell, Eureka, MO (US);
Joan Rohlfing, Maryland Heights, MO (US);
Alex Inovenkov, O'Fallon, MO (US);
Rodney Pye, Riverwoods, IL (US);
Puneet Bhalla, Lake St. Louis, MO (US);
David Gilliland, O'Fallon, MO (US);
Assignee:
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06K 5/00 (2006.01); G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); G06Q 20/24 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/409 (2013.01); G06Q 20/24 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/4018 (2013.01);
Abstract
An auxiliary security code called a CVC2a is generated to replace a CVC2 value that is presented on a payment card for verifying card-not-present (CNP) transactions without necessarily generating a replacement card. An enhanced card table/file is maintained by a payment network operator to facilitate transitional scenarios in which the payment cards are reissued or replaced.