Nishant Usapkar

This inventor holds 13 USPTO granted patents and 2 published patent applications, primarily in Blockchain Technology. Top assignee: Wells Fargo Bank, N.A.. Active years: 2014-2025.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Nishant Usapkar. Retrieved from https://idiyas.com/inventor/nishant-usapkar

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Calculating rank

USPTO Granted Patents = 13 (Patent Applications = 2)

% Patents Active = 100.0

Average Co-Inventor Count = 4.0

ph-index = 4

Forward Citations = 273(Granted Patents)

Company Filing History:

13 out of 3,264

Wells Fargo Bank, N.A.

patents

Years Active: 2014-2025

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Areas of Expertise:

Blockchain

Loan Securitization

Mobile Check Deposit

Fiat Currency Transfer

IoT Device Control

Math-Based Currency Accounts

Agent Device

Financial Technology

Digital Transactions

Secure Payments

13 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 12260455 - Blockchain based loan securitization (2025-03-25),

2. 12118520 - System and method for mobile check deposit (2024-10-15),

3. 11907933 - Systems and methods for transferring fiat currency via mapped math-based currency accounts (2024-02-20),

4. 11748518 - Method and apparatus for controlling IoT devices by agent device (2023-09-05),

5. 11734756 - Blockchain based loan securitization (2023-08-22),

6. 11681991 - System and method for mobile check deposit (2023-06-20),

7. 11568388 - Systems and methods for transferring fiat currency via mapped math-based currency accounts (2023-01-31),

8. 11256828 - Method and apparatus for controlling IoT devices by agent device (2022-02-22),

9. 11074648 - Blockchain based loan securitization (2021-07-27),

10. 11037109 - System and method for mobile check deposit (2021-06-15),

11. 10360539 - System and method for mobile check deposit (2019-07-23),

12. 9424569 - System and method for mobile check deposit (2016-08-23),

13. 8768038 - System and method for mobile check deposit (2014-07-01),

Title: Innovations of Nishant Usapkar

Introduction

Nishant Usapkar is an accomplished inventor based in San Ramon, CA. He holds a total of 13 patents that showcase his expertise in financial technology and mobile applications. His innovative contributions have significantly impacted the banking and financial sectors.

Latest Patents

One of his latest patents is focused on blockchain-based loan securitization. This invention relates to systems, apparatuses, and methods for generating a securitized loan blockchain. It includes providing at least one security criterion and identifying at least one loan block of a loan blockchain that satisfies this criterion. The loan blockchain corresponds to at least one loan, and the security criterion is associated with the loan block and a dynamic financial profile of the borrower. Additionally, he has developed a system and method for mobile check deposit. This invention involves machine-readable storage media that, when executed by a processor of a mobile device, enables the device to capture a check image for funds to be deposited into a recipient account.

Career Highlights

Nishant Usapkar is currently employed at Wells Fargo Bank, N.A., where he applies his innovative skills to enhance banking solutions. His work focuses on integrating advanced technologies into financial services, making transactions more efficient and secure.

Collaborations

Some of his notable coworkers include David Joel Sherman and Katie Knight, who contribute to the collaborative environment that fosters innovation at Wells Fargo.

Conclusion

Nishant Usapkar's contributions to the fields of blockchain technology and mobile banking demonstrate his commitment to innovation. His patents reflect a forward-thinking approach that continues to shape the future of financial services.

Profile summary based on public USPTO records.

Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]

2 patents pending: