The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 25, 2025

Filed:

Jul. 13, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

David Duccini, St. Paul, MN (US);

Phillip H. Griffin, Raleigh, NC (US);

David Newman, Walnut Creek, CA (US);

Nishant Usapkar, San Ramon, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/03 (2023.01); H04L 9/06 (2006.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01); H04L 67/104 (2022.01); H04L 67/30 (2022.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01); H04L 9/0637 (2013.01); H04L 9/0643 (2013.01); H04L 9/3247 (2013.01); H04L 63/0807 (2013.01); H04L 63/0861 (2013.01); H04L 63/102 (2013.01); H04L 67/30 (2013.01); H04L 67/104 (2013.01);
Abstract

Examples described herein relate to systems, apparatuses, and methods for generating a securitized loan blockchain, including providing at least one security criterion, identifying at least one loan block of a loan blockchain that satisfies the security criterion, where the loan blockchain corresponds to at least one loan, and the security criterion is associated with the at least one loan block and a dynamic financial profile of a borrower of the at least one loan, and generating a security blockchain including at least a first security block, where the first security block is associated with a loan link identifier object that identifies the loan block of the loan blockchain.


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