Chicago, IL, United States of America

Michelle Susan Croak

This inventor holds 5 USPTO granted patents. Top assignee: United Services Automobile Association (Usaa). Active years: 2021-2024.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Michelle Susan Croak. Retrieved from https://idiyas.com/inventor/michelle-susan-croak

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile


% Patents Active = 100.0

Average Co-Inventor Count = 10.6

ph-index = 1

Forward Citations = 5(Granted Patents)


Company Filing History:


Years Active: 2021-2024

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5 patents (USPTO):Explore Patents

Title: Michelle Susan Croak: Innovator in Financial Technology

Introduction

Michelle Susan Croak is a prominent inventor based in Chicago, IL, known for her contributions to financial technology. With a total of five patents to her name, she has made significant strides in developing innovative solutions that enhance electronic financial transactions.

Latest Patents

One of her latest patents is a dual wearable device method and system for authenticating financial transactions. This invention describes a dual wearable smart device system that facilitates the authentication of electronic financial transactions. The method involves using a first wearable smart device as a payment device and a second wearable smart device as a confirmation device. This innovative approach ensures secure and efficient transaction approvals. Another notable patent focuses on systems and methods to analyze product pricing. This invention provides a mobile device with a graphical user interface that helps users find the lowest prices for products by scanning items in a physical retail store.

Career Highlights

Michelle works at the United Services Automobile Association (USAA), where she applies her expertise in technology and innovation. Her work has significantly impacted the way financial transactions are conducted, making them more secure and user-friendly.

Collaborations

Some of her coworkers include Oscar Guerra and Kelly Q Baker, who contribute to her innovative projects and help bring her ideas to fruition.

Conclusion

Michelle Susan Croak is a trailblazer in the field of financial technology, with her patents paving the way for more secure and efficient electronic transactions. Her work continues to influence the industry and inspire future innovations.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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