The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 02, 2024
Filed:
Aug. 28, 2020
Uipco, Llc, San Antonio, TX (US);
Kelly Q. Baker, San Antonio, TX (US);
William Preston Culbertson, II, Plant City, FL (US);
Will Kerns Maney, Jr., San Antonio, TX (US);
Gregory David Hansen, San Antonio, TX (US);
Jerry John Maestas, Trophy Club, TX (US);
Oscar Guerra, San Antonio, TX (US);
Gregory Brian Meyer, San Antonio, TX (US);
Ana Maldonado, San Antonio, TX (US);
Michelle Susan Croak, Chicago, IL (US);
Andre Rene Buentello, San Antonio, TX (US);
Stacy Callaway Huggar, San Antonio, TX (US);
Jose L. Romero, Jr., San Antonio, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
A method and system for a one-time authentication interaction to conduct electronic financial transactions using a wearable smart ring device is described. In one embodiment, a method includes detecting, by a mobile device, that a wearable smart ring device is being worn by a user. The method also includes receiving, by the mobile device, authentication information associated with the user, and comparing the received authentication information with stored authentication information associated with the user. Upon determining that the received authentication information matches the stored authentication information, the wearable smart ring device is authorized to conduct electronic financial transactions. Additionally, the wearable smart ring device remains authorized to conduct electronic financial transactions as long as it is worn by the user. Once removed from the user's finger, the wearable smart ring device is de-authorized.