Company Filing History:
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Years Active: 2010-2024
Title: The Innovations of Michael R. Balducci: A Visionary in Card Registry Systems
Introduction: Michael R. Balducci, an inventive mind based in Aliso Viejo, CA, is renowned for his contributions to the field of financial technology. With a remarkable portfolio of 16 patents, Balducci has established himself as a key figure in developing innovative solutions to enhance consumer security and efficiency in managing financial card information.
Latest Patents: Among Michael's latest innovations is a patent for a card registry system designed to automatically identify financial card information within a consumer's credit files. This system not only populates a card registry account with the identified card information but also facilitates the transmission of cancellation and reissuance requests to card issuers in the event of compromised cards. This innovation allows consumers to efficiently manage their financial cards, making it easier to cancel or reissue cards promptly, thereby enhancing consumer protection against fraud.
Career Highlights: Throughout his career, Balducci has worked with notable companies such as ConsumerInfo.com, Inc. and Experian Credit Advisors, Inc. His expertise in financial technology and consumer credit has driven his innovative endeavors, leading to significant advancements in the way consumers interact with their financial information.
Collaborations: Michael's journey has seen him collaborate with talented professionals, including Arlene E. Miranda and Ty Taylor. His partnerships have fostered a collaborative environment that encourages innovation and creativity, contributing to the development of effective solutions for consumers.
Conclusion: Michael R. Balducci stands out as a visionary inventor whose innovations continue to shape the landscape of financial technology. With a focus on security and ease of use, his contributions reflect a commitment to enhancing consumer experiences in managing financial products. His impressive list of patents showcases the potential of innovation in addressing modern challenges faced by consumers.